Swipey AI

What Swipey AI is

Swipey AI is an AI girlfriend platform where you create and chat with AI companions, uncensored for adults. It runs entirely in the browser, with Feed, Create and Chats in its menu. The site says it works on desktop, laptop, tablet and smartphone, on both iOS and Android, with no app to download or install, and that the account syncs across every device you sign in on. A free account needs only an email address and no credit card. The free tier is described as intentionally limited: it lets a visitor build a character, browse the gallery and the feed, and try basic chat. Unlimited NSFW chat, image generation, voice calls and video scenes all sit behind one paid plan called Premium.

The platform is operated by INVAI LTD, with a registered office in Nicosia, Cyprus, and the site says it was built by a team with a mobile-gaming background. That shows in how the product is organized around hearts, quests, a prize wheel and relationship levels, all covered below. It is a fit for a reader who wants one character to chat with, hear, see and watch, with some game-style progression on top. It is a poor fit for someone who wants a free generator with no subscription.

What you can do with it

Platform Models are characters made by the Swipey AI team and ready to chat. Custom AI characters are ones you design yourself. The Create AI builder takes a couple of minutes: choose realistic or anime style, then ethnicity, body, hair and eyes, one of seven personalities that each carry their own spice level (Playful, Dominant, Submissive and Sweetheart are among them), an occupation, a voice and the scenario her story starts from. A custom character is fully private. No other user can see or chat with her, and she has no public profile. She is ready to chat the moment the builder finishes, and the site says she answers in character and messages first.

Chat is the base layer. A session can start from a location and scenario, or from a fully custom roleplay. The pages say the character keeps a written personality, stays in character, does not repeat canned responses and does not redirect to safer topics if the conversation escalates. The sexting page lets you set how she talks, from playful or dominant to romantic or explicit. Chats live in your account, so a conversation can be picked up where it stopped. On Premium, a Memories feature keeps the moments that matter, and every memory can be viewed or deleted.

Images are the next layer. Premium includes NSFW image generation that the pricing page describes as character-consistent: the same face and the same body on every render. The generator page says you describe a scene, get results in seconds, and refine by adding detail, in realistic or anime style. Every character is described as a fictional adult. Images are paid for in hearts, the in-app currency explained below. Pictures also arrive inside the chat: the generator page says every new chat starts with a welcome photo and that more follow as the conversation goes on.

Video comes in a few forms. Premium includes custom video scenes of up to 60 seconds, on demand, realistic or anime, again paid in hearts. A Make me move button on a photo the character sends turns it into a video of 5 to 60 seconds, and the button shows its price in hearts before you tap. Separately, each relationship level-up drops a reward video. Every chat has its own relationship level on Premium, and the site lists 15 of them, running from Teasing up to the top level.

Voice is covered by real-time voice calls plus voice messages in chat, and the voice is chosen when the character is built. Calls are billed in hearts per minute, while voice messages in the chat are included with Premium. The terms say voice data is not used for biometric identification or profiling.

Anime fans are covered by the style switch in the builder, which applies to chat characters, images and videos alike. The site also groups characters by type, including realistic, anime, Asian, mature and goth.

Around the chat sits a social layer. A TikTok-style feed shows AI-generated photos, videos and stories from characters across the platform. In Duels, 2 AI characters face off over 5 rounds, viewers send gifts paid in hearts, and the round's winner performs next. In Live Now, a visitor watches a character live and directs her with a tap. Daily and permanent quests pay hearts, XP and wheel spins, and leveling up earns spins on the prize wheel.

Free tier, plans and billing

The durable facts come first. The free tier is limited and needs no card. The pages say a visitor can create a character, browse the feed and the gallery, and send a limited number of messages. The terms put a number on that allowance but state it inconsistently, as five in words and 10 in digits, after which messaging requires a subscription. There is one paid plan, Premium. The pricing page describes it as billed monthly, and the terms say subscriptions are offered on a monthly or annual basis. Premium removes message caps and adds images, voice calls, video scenes, Memories, relationship levels and roleplay scenarios.

Hearts are another layer of cost. They are the reward currency, and Premium subscribers claim free hearts every day, with the daily reward growing as a streak builds. More hearts come from quests, Duels rewards and the prize wheel. Hearts pay for extra generations, calls and gifts in Duels, and the page says you can top up anytime if daily rewards are not enough. The generator page and the terms both say the subscription carries a monthly allocation of hearts on top of the daily claims. The site does not publish the price of a heart top-up or the heart cost of a picture or a call.

Renewal and cancellation are plain. The terms say a subscription renews automatically at the end of each billing period at the then-current price until it is canceled. Canceling is one click under Account Settings, then Subscription. Premium stays active until the end of the period already paid for, and custom characters and chat history are kept. On refunds the terms are firm: all purchases are final and non-refundable, except where a refund is required by mandatory law. For a disputed charge the site asks you to contact support, available 24/7 on Discord and email, before opening a dispute, and the terms say a chargeback on a legitimate charge may lead to account suspension.

Billing is described as discreet: the bank statement shows a neutral merchant name, not Swipey. Payment methods named are Visa, Mastercard and crypto (BTC, ETH, USDC and LTC).

For the money figures, in October 2026 the pricing page lists Swipey AI Premium at $7.99 a month, and says current pricing is shown live on that page. The generator page says Premium includes 200 hearts a month.

Rules and privacy

The service is for adults 18+. On entry there is an age gate, and the terms say that where law requires stronger measures, self-declaration alone is not relied on. In that case an age assurance provider applies liveness detection and biometric age estimation, with documentary identity verification where the estimate does not clearly meet the adult threshold.

The terms do not permit the creation, generation, request or depiction of minors, or of persons who appear to be minors, under any circumstances. They also bar depicting any real, identifiable person without consent, including non-consensual intimate imagery. The terms add that all companions and all visible media are generated by the platform's own systems. Reports about a child's safety or non-consensual intimate content are handled as the highest priority, the complaints policy says.

On privacy, the site says conversations are encrypted in transit, custom characters have no public profile, no other user can see your chats and prompts, and personal data is not sold. Conversations and the account can be deleted. The terms are governed by the laws of the Republic of Cyprus.

Who it suits

Swipey AI suits a reader who wants a long-running companion they build themselves, with chat, voice calls, pictures and short video from one consistent character, and who is comfortable with a monthly subscription. The relationship levels, quests and daily hearts reward regular use, so a casual visitor gets less out of it than a daily one.

It is a weaker match for someone who wants a generous free allowance, since the free tier stops at the basics and a handful of messages. Heart costs are the other caveat: the subscription is one price, but pictures, videos and calls draw on hearts, and heavy use may mean topping up. A reader who will not pay by card has crypto as a named option, and the neutral statement name helps those who want billing kept discreet. The no-refund rule in the terms is worth knowing before subscribing.